Ways to Pay off Debt: The Debt Snowball vs The Debt Avalanche

Two of the most common ways to pay off debt are the debt snowball and the debt avalanche. Chances are you’ve probably heard of at least one of them, if not both. I’m going to outline the basic concepts as well as the pros and cons of using both to pay off debt. *This page … Continue reading Ways to Pay off Debt: The Debt Snowball vs The Debt Avalanche

3 Tips to Survive and Succeed in a No Spend Challenge

No-spend challenges are more popular than ever. If you’ve ever thought about doing a no-spend challenge now is a great time to get started! Save up some money for Christmas if you haven’t already, put the money saved toward your debt, or add it to the emergency fund. And for #blogtober day 2 here are … Continue reading 3 Tips to Survive and Succeed in a No Spend Challenge

I Don’t Like Cash Envelopes: Why My Family Doesn’t use Them

Why My Family Doesn’t Use Cash Envelopes for Most Spending While most people who are getting out of debt and adjusting to a budget opt to use cash envelopes my family did not. In fact, I do not like cash envelopes for everyday spending. I think they are great if you have impulse shopping issues … Continue reading I Don’t Like Cash Envelopes: Why My Family Doesn’t use Them