Two of the most common ways to pay off debt are the debt snowball and the debt avalanche. Chances are you’ve probably heard of at least one of them, if not both. I’m going to outline the basic concepts as well as the pros and cons of using both to pay off debt. *This page … Continue reading Ways to Pay off Debt: The Debt Snowball vs The Debt Avalanche
While skipping Christmas is certainly an option, there are a few more options available. If you’re still in baby step two the last thing you want to do is add to your existing debt… Here are five tips to try if you haven’t budgeted for Christmas but still want to spread some holiday cheer without going into debt.
I saw some posts on bucket lists and advice on keeping them, so I thought I’d just post a bucket list of goals I’d like to accomplish before I turn 40! I have a few months shy of 5 years, so why not?! Here is my do before 40 bucket list.
If you have unclaimed property you could be one quick search away from increasing your net worth or at least putting some money back in your pocket, and your budget where it belongs!
I decided to go minimalist thinking it was about getting rid of stuff…I felt overwhelmed by all the stuff in general and wanted less of it in my life. I had no idea there would be numerous unexpected benefits of minimalism.
No-spend challenges are more popular than ever. If you’ve ever thought about doing a no-spend challenge now is a great time to get started! Save up some money for Christmas if you haven’t already, put the money saved toward your debt, or add it to the emergency fund. And for #blogtober day 2 here are … Continue reading 3 Tips to Survive and Succeed in a No Spend Challenge
If you’re wondering where the month went and aren’t quite prepared for October I’ve got you covered! Here are a few simple tips to end the month strong and get ready for next month.
As a minimalist, I don’t waste money on things I never gave a second thought about before starting my minimalist journey. I knew at the start becoming a minimalist would make my home more peaceful, but I had no idea it would actually help me keep more money in the bank!
Why My Family Doesn’t Use Cash Envelopes for Most Spending While most people who are getting out of debt and adjusting to a budget opt to use cash envelopes my family did not. In fact, I do not like cash envelopes for everyday spending. I think they are great if you have impulse shopping issues … Continue reading I Don’t Like Cash Envelopes: Why My Family Doesn’t use Them
Be the Gatekeeper Your Family Needs and Gain the Peace of Mind You’ve Always Wanted Ever feel stressed when you walk in the door at the end of the day? Is home not the peaceful, serene place you hoped it would be? Wonder how all that stuff wound up there? Wonder what is in the … Continue reading 3 Tips to Gain Peace of Mind: Be the Gatekeeper