In Case of Emergency… Sooner or later an emergency is bound to happen. Sometimes more than one will happen in a short time. Sometimes they’re not so little. Whether you call it your E-fund, your Murphy repellent, or just your savings you need at least three to six months worth of expenses set aside. This … Continue reading EMERGENCY! WHY YOU NEED AN EMERGENCY FUND NOW!
We own vehicles. Three in fact. They are not new cars; they are however good cars.. Since we’d like to keep it that way we decided it was high time we set up a fund for auto maintenance.
Just Tuesday I posted Emergency! Why You Need an Emergency Fund Now! I talked about how this particular item is our financial focus right now and where we are in the baby steps. Little did I know that Wednesday we would experience an emergency. Murphy must’ve heard me talking about him.
There are lots of ways to get your hustle on these days ranging from the traditional (second, part-time job) to the unconventional (reward points websites, survey sites, transportation). Here is a look at ways to increase that important emergency fund, make a little spending money, stretch your budget, or pay down debt sooner.
HOW MUCH DID WE SPEND? HOW MUCH DID WE SAVE? WAS IT WORTH IT? FIND OUT IN THIS NO-SPEND FEBRUARY RECAP! I’m laying it all out in this post! A Life on a Dime participated in No-Spend February. Spoiler alert: it was much harder than I anticipated! I’m sensing a pattern here with these challenges. … Continue reading 2020 NO-SPEND FEBRUARY RECAP
FIVE MONEY MISTAKES to avoid you may not realize you’re making There are lots of obvious money mistakes; spending more than you make, not paying off credit cards, getting a degree that won’t pay for itself, not having an emergency fund, and not budgeting among them. You have a budget and emergency fund, right? While … Continue reading 5 MONEY MISTAKES TO AVOID
TAKE BACK CONTROL OF YOUR FINANCES IN THE NO-SPEND FEBRUARY CHALLENGE WITH A LIFE ON A DIME! You may have seen #NoSpendNovember or #NoSpendJanuary challenges floating around on social media. Maybe you opted out because you were overwhelmed with the thought of a no-spend just before the holidays. Or you may have felt too defeated … Continue reading NO-SPEND FEBRUARY CHALLENGE GUIDELINES
HELPFUL TIPS TO RECOVER THE BUDGET WHEN THINGS GET OUT OF HAND Maybe you just reached the other side of an emergency, visit from Uncle Murphy, or just got a little (or a lot) carried away with the holiday spirit. It’s not great, but it can happen to the best of us. Here are a … Continue reading HOW TO RECOVER THE BUDGET AFTER AN OUT-OF-CONTROL MONTH
We have so much to be thankful for! We have two healthy kids, great results on our annual health reviews earlier this month. I am currently enjoying a week at home with both kids. Okay, I’m enjoying most of it. We’ve had our moments, but it just goes with the territory! Without further ado, here is our life update!
Sometimes it feels like we just struck a match and sent our hard-earned money up in flames. Imperfect people create imperfect budgets. Here’s what to do when the budget doesn’t work.