Here are three simple month-end actions needed in order to set yourself up for continuing budgeting success.
Budgeting
Budgeting
Budgeting
GET THOSE GOALS! 3 ?S TO ASK YOURSELF EVERY MONTH
What are you focusing on this month? Here are three questions to ask yourself every month to help ensure your monthly plan and budget are helping you achieve your goals.
Budgeting
HOW TO FUND AUTO MAINTENANCE: OUR NEW SINKING FUND
We own vehicles. Three in fact. They are not new cars; they are however good cars.. Since we’d like to keep it that way we decided it was high time we set up a fund for auto maintenance.
Budgeting
CUT IT OUT! 7 BUDGET CUTS YOU NEED TO MAKE NOW
If you want to save some money, pay off debt, and just aren’t seeing how it’s possible when you look at your budget, you’re going to have to take a hard look at a few categories and just cut it out!
Budgeting
OUR EMERGENCY: WHY WE CASH FLOW MEDICAL BILLS
Just Tuesday I posted Emergency! Why You Need an Emergency Fund Now! I talked about how this particular item is our financial focus right now and where we are in the baby steps. Little did I know that Wednesday we would experience an emergency. Murphy must’ve heard me talking about him.
Budgeting
EMERGENCY! WHY YOU NEED AN EMERGENCY FUND NOW!
In Case of Emergency… Sooner or later an emergency is bound to happen. Sometimes more than one will happen in a short time. Sometimes they’re not so little. Whether you call it your E-fund, your Murphy repellent, or just your savings you need at least three to six months worth of expenses set aside. This money is not your 401K, …
Budgeting
SINKING FUNDS
Avoid the Sinking Feeling that Comes with not Planning Ahead Set Money Aside for Larger Expenses in Advance Sinking funds are an excellent way to cover infrequent, larger expenses and avoid that sinking feeling you get when you reach for the credit card to cover an expense you knew was coming but just didn’t plan for. They aren’t as complicated …
Budgeting
DON’T PAY TO CHECK YOUR CREDIT! BUT – STILL CHECK IT
PLEASE DO NOT ALLOW YOURSELF TO BE SCAMMED! YOU DON’T HAVE TO PAY TO CHECK YOUR CREDIT Check your credit, just don’t think you have to pay for it. You can check it free annually at AnnualCreditReport.com It is the only place authorized by Federal law to check your credit free. DON’T BE SCAMMED… Please do not be misled by …
Budgeting
HOW DO YOU HUSTLE? LEGITIMATE SIDE HUSTLE IDEAS
There are lots of ways to get your hustle on these days ranging from the traditional (second, part-time job) to the unconventional (reward points websites, survey sites, transportation). Here is a look at ways to increase that important emergency fund, make a little spending money, stretch your budget, or pay down debt sooner.
Budgeting
BUY CLOTHES SECOND HAND TO CLOTHE YOUR KIDS ON A DIME
SUMMER EDITION Buy clothes second hand because clothing your kids for the summer doesn’t have to be expensive. For the most part,I don’t invest in a lot of clothing over the summer. Really, to be honest, I don’t invest a lot in kids’ clothes period. Here’s why; they outgrow it or ruin it very quickly. My daughter was my “daycare …