Here at a Life on a Dime and in real life, I am a firm believer in budgeting. I am adamant that anyone and everyone can benefit from a balanced budget! It makes so much more sense to make your money work for you rather than the other way around.

In order to set up a proper budget, you need to track your spending. I think most people have more money to work with than they realize; the first time we tracked our spending it was halfway through the month and we’d spent $80 on fast food. $80! In two weeks! There were just two of us!

We had no idea we spent so much money frivolously! There it was though, $80 we could’ve been budgeting toward credit card or student loan debt. We had both at the time. Some of that credit card debt was for fast food too! I am so glad we learned our lesson and became better at budgeting after that.

Posts in this category have a wide range of topics mentioned; budgeting is an underlying theme in this blog, so you will see it a lot.