Two of the most common ways to pay off debt are the debt snowball and the debt avalanche. Chances are you've probably heard of at least one of them, if not both. I'm going to outline the basic concepts as well as the pros and cons of using both to pay off debt. *This page … Continue reading WAYS TO PAY OFF DEBT: THE DEBT SNOWBALL VS THE DEBT AVALANCHE
Save More Dough by Using These Simple Tips It feels so good to be on a budget and know that your money is now going to work for you! But what if you're spending more money than you realized on food? Even after slashing the takeout budget you're spending more than anticipated. I know at … Continue reading 5 TIPS TO SAVE MORE DOUGH ON GROCERIES
So you've started budgeting. That's great! Here are a few activities and expenses that might come up this season to make sure you have fun while still being frugal in the fall. *This page contains affiliate links. At no cost to you I earn a commission if you make a purchase after clicking my links.* … Continue reading FRUGAL IN THE FALL: 3 ITEMS TO INCLUDE IN THE BUDGET
Month-end Actions for Budgeting Success Since you've already asked yourself three questions concerning your goals for the month (if not, go back and read Get Those Goals! 3 Qs to Ask Yourself Every Month first) and set up your monthly budget. Now that the month is about over it is time to evaluate how you … Continue reading 3 MONTH-END ACTIONS FOR CONTINUED BUDGETING SUCCESS
What are you focusing on this month? Here are three questions to ask yourself every month to help ensure your monthly plan and budget are helping you achieve your goals.
We own vehicles. Three in fact. They are not new cars; they are however good cars.. Since we'd like to keep it that way we decided it was high time we set up a fund for auto maintenance.
If you want to save some money, pay off debt, and just aren't seeing how it's possible when you look at your budget, you're going to have to take a hard look at a few categories and just cut it out!
Just Tuesday I posted Emergency! Why You Need an Emergency Fund Now! I talked about how this particular item is our financial focus right now and where we are in the baby steps. Little did I know that Wednesday we would experience an emergency. Murphy must've heard me talking about him.
In Case of Emergency... Sooner or later an emergency is bound to happen. Sometimes more than one will happen in a short time. Sometimes they're not so little. Whether you call it your E-fund, your Murphy repellent, or just your savings you need at least three to six months worth of expenses set aside. This … Continue reading EMERGENCY! WHY YOU NEED AN EMERGENCY FUND NOW!
Avoid the Sinking Feeling that Comes with not Planning Ahead Set Money Aside for Larger Expenses in Advance Sinking funds are an excellent way to cover infrequent, larger expenses and avoid that sinking feeling you get when you reach for the credit card to cover an expense you knew was coming but just didn't plan … Continue reading SINKING FUNDS