WAYS TO PAY OFF DEBT: THE DEBT SNOWBALL VS THE DEBT AVALANCHE

Two of the most common ways to pay off debt are the debt snowball and the debt avalanche. Chances are you've probably heard of at least one of them, if not both. I'm going to outline the basic concepts as well as the pros and cons of using both to pay off debt. *This page … Continue reading WAYS TO PAY OFF DEBT: THE DEBT SNOWBALL VS THE DEBT AVALANCHE

FRUGAL IN THE FALL: 3 ITEMS TO INCLUDE IN THE BUDGET

So you've started budgeting. That's great! Here are a few activities and expenses that might come up this season to make sure you have fun while still being frugal in the fall. *This page contains affiliate links. At no cost to you I earn a commission if you make a purchase after clicking my links.* … Continue reading FRUGAL IN THE FALL: 3 ITEMS TO INCLUDE IN THE BUDGET

3 MONTH-END ACTIONS FOR CONTINUED BUDGETING SUCCESS

Month-end Actions for Budgeting Success Since you've already asked yourself three questions concerning your goals for the month (if not, go back and read Get Those Goals! 3 Qs to Ask Yourself Every Month first) and set up your monthly budget. Now that the month is about over it is time to evaluate how you … Continue reading 3 MONTH-END ACTIONS FOR CONTINUED BUDGETING SUCCESS

EMERGENCY! WHY YOU NEED AN EMERGENCY FUND NOW!

In Case of Emergency... Sooner or later an emergency is bound to happen. Sometimes more than one will happen in a short time. Sometimes they're not so little. Whether you call it your E-fund, your Murphy repellent, or just your savings you need at least three to six months worth of expenses set aside. This … Continue reading EMERGENCY! WHY YOU NEED AN EMERGENCY FUND NOW!

SINKING FUNDS

Avoid the Sinking Feeling that Comes with not Planning Ahead Set Money Aside for Larger Expenses in Advance Sinking funds are an excellent way to cover infrequent, larger expenses and avoid that sinking feeling you get when you reach for the credit card to cover an expense you knew was coming but just didn't plan … Continue reading SINKING FUNDS