If you want to save some money, pay off debt, and just aren’t seeing how it’s possible when you look at your budget, you’re going to have to take a hard look at a few categories and just cut it out!
Budgeting
Budgeting
If you want to save some money, pay off debt, and just aren’t seeing how it’s possible when you look at your budget, you’re going to have to take a hard look at a few categories and just cut it out!
Budgeting
Just Tuesday I posted Emergency! Why You Need an Emergency Fund Now! I talked about how this particular item is our financial focus right now and where we are in the baby steps. Little did I know that Wednesday we would experience an emergency. Murphy must’ve heard me talking about him.
Budgeting
In Case of Emergency… Sooner or later an emergency is bound to happen. Sometimes more than one will happen in a short time. Sometimes they’re not so little. Whether you call it your E-fund, your Murphy repellent, or just your savings you need at least three to six months worth of expenses set aside. This money is not your 401K, …
Budgeting
Avoid the Sinking Feeling that Comes with not Planning Ahead Set Money Aside for Larger Expenses in Advance Sinking funds are an excellent way to cover infrequent, larger expenses and avoid that sinking feeling you get when you reach for the credit card to cover an expense you knew was coming but just didn’t plan for. They aren’t as complicated …